GridFort brings engineering-driven underwriting to the data center insurance market. Built in Texas, designed for the infrastructure that powers our digital world.
Traditional insurance wasn't built for data centers. Generic property policies leave dangerous gaps around power failures, equipment breakdown, and business interruption—the very scenarios that matter most when uptime is everything.
GridFort exists to fill that gap. We're building the specialty insurance program that data center operators and their brokers have been asking for: coverage that actually fits the risk, underwritten by people who understand the technology.
"We expected by now that there would be data center-specific policies... nobody knows about any that exist."
— Insurance Journal, on the state of the market
Not the other way around. Purpose-built coverage beats retrofitted generic policies.
The best claim is the one that never happens. We invest in understanding risk, not just pricing it.
Modern data centers are becoming power plants. Coverage must reflect this reality.
Specialists can price risk better and provide better service than generalists.
Texas is ground zero for the next generation of data infrastructure. We're building GridFort here for a reason.
Texas hosts nearly 400 data centers, with about half concentrated in the Dallas-Fort Worth metroplex.
Second only to Northern Virginia in data center capacity, with continued explosive growth projected.
Texas data center capacity, with inventory projected to more than double by 2026.
Texas operates its own independent power grid through ERCOT—and that grid faces unique challenges. Record demand, limited interconnection with neighboring grids, and increasing stress from data center load growth all create risks that require local knowledge to properly underwrite.
We understand ERCOT's emergency protocols, demand response programs, and the regulatory landscape that shapes how data centers must manage their power requirements in Texas.
Major cloud providers, AI companies, and colocation operators are all expanding aggressively in Texas. Billions of dollars in new data center construction are underway or planned across DFW, Austin, San Antonio, Houston, and emerging markets.
Being Texas-based means we're close to our clients, understand the local construction market, and can respond quickly to the needs of the fastest-growing data center market in the country.
We model our underwriting philosophy on FM Global—the gold standard for engineering-driven risk management. Rather than just pricing risk, we focus on understanding it deeply enough to help prevent losses before they occur.
This means risk surveys before binding, improvement recommendations with premium credits, and ongoing partnership with clients to maintain and enhance their risk profiles.
Pre-bind risk engineering assessments
Detailed recommendations for risk improvement
Premium credits for implemented improvements
Long-term partnership mentality
GridFort operates as a Managing General Agent, combining the best of specialized underwriting with the financial strength of our carrier partners.
We concentrate exclusively on data center and power infrastructure risks, developing deep expertise that generalist insurers can't match.
Our carrier partnerships provide the financial strength and capacity needed for large, complex risks without compromising on specialized service.
As an MGA, we move faster than traditional carriers, developing innovative coverage solutions and responding quickly to market needs.
GridFort brings together insurance professionals, engineers, and data center experts.
Our leadership team combines decades of experience in specialty insurance, engineering, and the data center industry. We're building a team that speaks both languages fluently.
Get in touch to learn moreWhether you're a data center operator looking for better coverage or a broker seeking capacity for your clients, let's talk.